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Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. In addition to its Comprehensive cover, GIO offer a Platinum Car Insurance product which offers customers a higher level of cover, including additional features such as: Lifetime new car replacement after a total loss, subject to eligibility criteria. The monthly rate is $73 for a full coverage policy — $55 per month cheaper than the state average. k. An outline of all SGI CANADA auto insurance products - personal and business. Further details in the disclaimer. Lost wages if you're injured and unable to work. Speeding tickets raise the average cost of auto insurance in Ohio from $108 per month to $128, an increase of about 18%. State Farm is the cheapest national car insurance company, at $41 per month for liability-only coverage. Learn more about the levels, or read the Product. 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